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Mortgage Calculator

Get an instant estimate of your monthly payment, then let our lending partners find you the sharpest rate available.

Mortgage Calculator

Loan term (years)

UAE residents can typically borrow up to 80% loan-to-value on a first property; non-residents up to 50%. Figures here are illustrative — final rates depend on your bank and profile.

Monthly Payment

AED 0
  • Principal & interest AED 0
  • Service charges (est.) AED 0
  • Mortgage insurance (est.) AED 0
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Getting Approved

What you'll need for a UAE mortgage

01

Pre-Approval

Passport, six months of bank statements, and proof of income. Takes 5-10 working days.

02

Property Valuation

The bank commissions an independent valuation once you've signed a reservation form.

03

Final Offer

Formal offer letter issued, outlining rate, tenure and conditions for your signature.

04

Mortgage Registration

0.25% registration fee paid to DLD; the mortgage is registered against the title deed.

Questions

Mortgage & buying costs FAQ